Ventris is a full service insurance agency and consulting group. Our core services include insurance solutions for business and individuals, employee benefit solutions, and human resource and payroll assistance.
Employee Benefits
We provide exceptional service through ongoing employee communication and education, expertise in product design and administration, and maximization of value for the money you and your employees spend on benefits.
Learn MoreConsulting
Ventris consulting services focus on providing simple solutions for many of the challenges of our growing customers. Ask us about solutions for some of your critical issues and needs.
Learn MoreBusiness Insurance
Before issuing an insurance policy our experts help you identify and evaluate risks unique to your business. Our solutions are geared toward innovative coverage at an affordable price and exposure to risk which you are comfortable with.
Learn MoreIndividual Insurance
Ventris provides a full range of coverages for your personal needs. From the first time buyer, to the high valued homeowner, automobiles, and umbrellas, we will review quote and secure coverages for your needs.
Learn MoreIndustry News
The latest news that affects your employee benefits or your business in the world of insurance.
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Sales Development Representative
March 23, 2021
Are you looking for flexible work hours while attending school? Find out about the Ventris internships with a 3 stage professional path as a Consultant. What you will doing: Working 15-20 hours…
2020 Annual Employer Survey Released
October 9, 2020
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2020 national survey included almost…
2021 Health Savings Account (HSA) Limits Released
May 22, 2020
The IRS has announced the 2021 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code. Annual Contribution LimitsFor calendar year 2021, the annual limit on…
Updated Model COBRA Notices
May 8, 2020
The General Notice and Election Notice Models Now Include Medicare Information On May 1, 2020, the U.S. Department of Labor issued new model notices that group health plans may use…
DOL Issues Q&A: Families First CoronaVirus Response Act
March 25, 2020
The paid leave provisions of the recently enacted Families First Coronavirus Response Act will go into effect April 1, 2020, according to Q&As released by the U.S. Department of Labor (DOL). Specifically, the…
House Passes Corona Virus Relief Bill
March 17, 2020
Senate Vote Expected This Week The U.S. House of Representatives passed the Families First Coronavirus Response Act on March 14, 2020, following negotiations with the White House. The U.S. Senate is expected…
COVID-19 Guidance from DOL and IRS issued
March 12, 2020
Many employers are dealing with employment related questions related to COVID-19 planning. The Department of Labor (DOL), Internal Revenue Service (IRS), and most health providers are providing update guidance. We’ve…
DOL Increased Penalties Employee Benefit Violations
January 17, 2020
The U.S. Department of Labor (DOL) has increased the penalties employers face under ERISA for group health plan reporting and disclosure failures. These new amounts apply to penalties assessed after…
ACA Reporting Relief Announced
December 3, 2019
The IRS has delayed the deadlines by which employers must furnish 2019 Forms 1095-C and 1095-B in early 2020. As a result: Employers with 50 or more full-time employees (including full-time equivalent employees) generally…
2019 Annual Employee Benefits Survey Released
October 2, 2019
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2019 national survey included almost…
IRS Confirms ACA Penalties Still Apply
September 18, 2019
Recently, the Internal Revenue Service released an information letter regarding the Affordable Care Act’s employer shared responsibility (pay or play) penalties. The information letter is intended to clarify the applicability of the…
Final Rule Announced for 2020: HRAs that Reimburse Individual Health Premiums
June 19, 2019
Change to Take Effect for 2020 Plan Years A new final rule lets all employers offer health reimbursement arrangements (HRAs) to pay for employees’ individual health insurance policy premiums, if certain conditions…
HSA Contribution Limits and Minimum Deductibles Released for 2020
The IRS has announced the 2020 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code. Annual Contribution Limitation For calendar year 2020, the annual limitation on…
Commercial Insurance CSR
May 23, 2019
Job Description As part of the Service Center team your overall responsibilities will be to ensure our customers receive timely and quality service. Your responsibilities are focused on reviewing and…
2018 Annual Employee Benefits Survey Released
October 5, 2018
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2018 survey included almost 2,160…
Reminder: PCORI Fees Due Soon
July 10, 2018
Employers that sponsor certain self-insured health plans—including some level funded funded and pool plans, health reimbursement arrangements (HRAs) and health flexible spending arrangements (health FSAs)—are reminded that they are responsible for…
2019 HSA Limits and Cost Sharing Limits Released
May 29, 2018
IRS Releases 2019 HSA and HDHP Limits HSA Contribution Limits Announced for 2019 The Internal Revenue Service (IRS) has announced the 2019 inflation-adjusted amounts for Health Savings Accounts (HSAs) as…
Commercial Insurance Advisor
May 8, 2018
Job Description A Commercial Insurance Advisor identifies prospects for business from existing and prospective clients, and evaluates risk unique to each business. Maintains a consistently strong and active new business…
2018 HSA Contribution Limit Re-established at $6,900
April 30, 2018
Contribution Limit for Individuals with HDHP Family Coverage Previously Set at $6,850 The Internal Revenue Service (IRS) has re-established $6,900 as the 2018 health savings account (HSA) contribution limit for…
2017 US Employee Benefits Study
April 19, 2018
This annual Met Life survey of employers and employees highlights the demographic shifts that are disrupting the workplace and redefining employees’ workplace expectations. The 2017 survey included over 2,500 interviews…
IRS Decreases 2018 HSA Contribution Limit Drops $50 for Family
March 7, 2018
The Internal Revenue Service (IRS) has announced that the 2018 annual limitation on health savings account (HSA) contributions by individuals with family coverage under a high deductible health plan (HDHP) is now $6,850….
IRS “Pay or Play” Penalty Letters Coming
November 16, 2017
Employers Will Have Opportunity to Respond Before Penalty Assessment The Internal Revenue Service (IRS) has announced that it will begin mailing employers letters informing them of their potential liability for…
Reminder: Second Transitional Reinsurance Program Payment Due Nov. 15
November 1, 2017
Final Payment Due for Contributing Entities That Opted for Two-Part Contribution The second transitional reinsurance contribution payment for the 2016 benefit year is due November 15, 2017 for issuers and certain self-insured group…
Compliance Alert – Increased Tax Savings for 2018
October 25, 2017
The Internal Revenue Service (IRS) has announced a number of inflation-adjusted tax items for 2018, some of which remain unchanged. *Flexbile Spending Accounts (FSAs) The annual dollar limit on employee…
#metoo – Sexual harassment in the workplace…are you doing enough to protect your employees and your business?
October 19, 2017
Before one of the largest sexual harassment scandals in history broke a few weeks ago (in terms of the number of women allegedly affected), there were names such as…
Workplace Wellness Planning and Resources
July 10, 2017
Engage your employees by creating a happy and healthy work environment. Join us to learn about some great resources available through Ventris on Wednesday, August 9th at 9:00 AM.
New Expiration Date for Health Insurance Exchange Notices is May 31, 2020
May 31, 2017
Model Notices Previously Set to Expire on May 31, 2017 The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) has extended the effective date of its model Health Insurance…
NEW PENALTY FOR PAYMENT OF WAGES – UTAH LEGISLATIVE UPDATES
May 12, 2017
The 2017 Utah legislative session was a busy one, with over 500 bills being passed. While only a few of these bills were employment-related, it’s important to know what was…
Updated Health Insurance Exchange Notice
February 20, 2017
Model Notices Previously Expired on February 28, 2017 The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) has extended the effective date of its model Health Insurance Exchange Notices…
New 2017 Form I-9 Compliance Tips
February 3, 2017
Form I-9 is used to verify the identity and employment authorization of all employees hired to work in the United States. All U.S. employers must ensure proper completion of the…
Executive Order and the Affordable Care Act
January 26, 2017
ACA Requirements Remain In Effect Pending Further Guidance or Legislation President Trump has signed an executive order calling upon federal administrative agencies to minimize the economic burden of the Affordable…
New Expiration Date for Employer CHIP, COBRA General, and COBRA Election Notices is December 31, 2019
January 11, 2017
Model Notices Previously Expired on December 31, 2016 The U.S. Department of Labor (DOL) has extended the effective date of its model Employer CHIP Notice, General Notice of COBRA Rights,…
New Form I-9
January 4, 2017
Employers Must Use New Version by January 22, 2017 U.S. Citizenship and Immigration Services (USCIS) has released a new version of Form I-9, Employment Eligibility Verification. Background Federal law requires…
Preparing for Information Reporting
December 15, 2016
Information (1094/1095-C) reporting is used to determine compliance with the Affordable Care Act’s “individual mandate”. While the information reporting requirements are first effective for coverage offered in 2016, the initial…
HRAs Now Exempt From ACA Market Reforms for Small Employers
December 13, 2016
Law Generally Effective for Years After December 31, 2016 President Obama has signed into law the 21st Century Cures Act, which, among other things, allows small employers to offer new…
The Overtime Rule Has Been Blocked
November 24, 2016
Further Legal Developments Expected The U.S. Department of Justice, on behalf of the U.S. Department of Labor, has filed a notice to appeal the nationwide preliminary injunction previously granted against…
2016 Employer Benefits Survey Released
September 22, 2016
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2016 survey included almost 1,900…
Proposed Form 5500 Changes
July 26, 2016
On July 11, 2016, the Department of Labor (DOL) brought to light a long awaited promise – the Form 5500 is to be renovated and modernized, starting with the 2019…
Employers Receiving 2016 “Health Insurance Marketplace” Notices
July 1, 2016
If you are an employer that has received a notice titled, “health insurance marketplace” from Department of Health and Human Services don’t ignore it. Employer Receipt of “Health Insurance Marketplace”…
Free Compliance Seminar: Fair Labor Standards Act (FLSA)
June 7, 2016
Is your company at risk for wage and hour law violations or penalties? Do you have questions about the upcoming FLSA changes imposed by the Department of Labor (DOL) effective…
Is your employee handbook up to date?
May 4, 2016
An employee handbook is an important document that all employers should have, regardless of size. It is the one document that explains your workplace policies, as well as states your…
Employer Receipt of 2016 Marketplace Notices Expected This Spring
Marketplace Notices Include Information on Employee Premium Tax Credit Eligibility A final Notice of Benefit and Payment Parameters from the U.S. Department of Health and Human Services (HHS) provides clarification…
IRS Releases 2017 Health Savings Account Limits
May 1, 2016
HSA Contribution Limits and Minimum Deductibles Announced for 2017 The Internal Revenue Service (IRS) has announced the 2017 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal…
Sample Letter for Applicable Large Employers Sending Employees 1095-C
February 10, 2016
Communicating with your employees about form 1095-C can be simplified. The attached sample letter includes: -Explanation of why the form is being received -Descriptions of why employees may be receiving…
Why you should use an offer of employment letter with new hires
February 5, 2016
Once you’ve completed the long process of advertising for a new position within your organization, combing through dozens of resumes and conducting several rounds of interviews, the next important…
IRS Extends Due Dates for ACA Information Reporting
December 29, 2015
Employers subject to the Affordable Care Act’s 2015 information reporting requirements now have extra time to give forms to employees and to file them with the government. In Notice 2016-4,…
Cadillac/Excise Tax Delayed
December 21, 2015
Today, President Obama signed legislation that will delay the Cadillac/excise tax for two more years until 2020. Additionally the recent signed Omnibus bill suspends a “heath insurance tax” for insurers,…
Change in Small Employer Group Definition
October 2, 2015
On Oct. 1, 2015, the Protecting Affordable Coverage for Employees (PACE) Act was passed by both the House and the Senate and sent to the president to sign. This bill…
The Family and Medical Leave Act (FMLA)
August 12, 2015
When an employee or their family member experiences a serious health condition that requires the employee to take an extended amount of time off from work, they may qualify for…
2015 IRS Draft Forms for Large Employer and Minimum Essential Coverage Reporting Now Available
June 19, 2015
On June 17, 2015 the Internal Revenue Service (IRS) posted draft forms for 2015 reporting, due in January, 2016. The forms will be used to report health insurance coverage offered…
Employee or Independent Contractor?
May 13, 2015
Using an independent contractor (IC) is a good way for employers to save money when dealing with a specialized or one-time project. Taxes such as Social Security and Medicare, which…
New Utah Law Addresses Payment of Wages on Termination
April 20, 2015
A new law, effective May 11, 2015, addresses the methods by which an employer may pay an employee after the employer separates him or her from payroll. Background When an…
Form I-9 and the E-Verify Program
March 31, 2015
Did you know that in the State of Utah if you have more than 15 employees you are required to use the E-Verify program administered by the Department of Homeland…
New Utah Law Applies to Employers with 15 or More Employees
March 19, 2015
Sexual Orientation and Gender Identity to Be Prohibited Bases for Discrimination in Employment A new law, effective May 11, 2015, includes sexual orientation and gender identity as prohibited bases for…
Preparing for Large Employer Information Reporting
February 25, 2015
Because information reporting was voluntary for calendar year 2014, large employers are required to report health coverage information for the first time in early 2016 for calendar year 2015. Internal…
How much do you know about FLSA (Fair Labor Standard Act)?
February 18, 2015
The FLSA is administered by the Wage and Hour Division within the U.S. Department of Labor. It sets standards for the basic minimum wage and over-time pay. It also regulates…
A New Generation of Employees
January 30, 2015
There is a lot of information out there about the challenges that employers face as they approach hiring, motivating and retaining the generation of “Millennials” (individuals born between 1980 and…
Employer ACA Affordability Percentages Increasing for Applicable Employers
December 9, 2014
An employer-sponsored plan is affordable when the portion of the annual premium an employee pays for self-only coverage does not exceed 9.5% of his/her household income. Under the recent ACA…
New Guidance about Individual Mandate and the Affordability Exception
December 3, 2014
The “individual mandate” (also known as individual shared responsibility) generally requires every individual to have minimum essential health coverage for each month, qualify for an exemption, or make a payment…
Employers Subject to ACA Transitional Reinsurance Program Now Have Until December 5, 2014 to Submit Annual Enrollment Counts
November 19, 2014
CMS Announces Annual Enrollment & Contributions Submission Form Filing Extension The Centers for Medicare & Medicaid Services (CMS) has announced that the deadline for employers sponsoring certain self-insured plans (“contributing…
FAQs on Certain Employer Reimbursement Arrangements
November 12, 2014
The Department of Labor (DOL) confirmed that if an employer offers employees cash to reimburse the purchase of individual health insurance, such an arrangement will violate applicable rules under the…
Top five ACA questions and answers for employers to consider
June 12, 2014
Recently issued final rules provide important guidance for large employers who are subject to the shared responsibility (“pay or play”) requirements under Health Care Reform. These employers may be subject to a penalty…
Updated COBRA and CHIP Notices
June 10, 2014
Revised Notices Inform Individuals of Marketplace Coverage & Special Enrollment Rights The U.S. Department of Labor has updated its Model General Notice of COBRA Rights, Model COBRA Election Notice, and Model CHIP Notice to reflect…
Employer Reporting Rules Released
March 7, 2014
On March 5, 2014, the Department of Treasury and the Internal Revenue Service (IRS) released final rules on two provisions: reporting health insurance coverage by large employers, and reporting minimum…
Updated Employer Mandate Regulations Issued
February 13, 2014
Phasing in of the Employer Mandate by Employer Size Employers with 50 to 99 full-time employees will not face penalties for not offering coverage to full-time employees and their dependents…
Healthcare.gov and Employers? November 13, 2013 Seminar
October 23, 2013
What employers need to know about healthcare.gov or the federal marketplace? Do you and your employees have unanswered questions? The mandatory requirement to send out the October 1, 2013 employee…
Large Employer Penalty Delayed for One Year
July 3, 2013
The U.S. Treasury Department has announced that it will delay enforcement of the “pay or play” requirements for one year. As a result, any penalties (also known as employer shared…