Ventris is a full service insurance agency and consulting group. Our core services include insurance solutions for business and individuals, employee benefit solutions, and human resource and payroll assistance.

Employee Benefits

We provide exceptional service through ongoing employee communication and education, expertise in product design and administration, and maximization of value for the money you and your employees spend on benefits.

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Ventris consulting services focus on providing simple solutions for many of the challenges of our growing customers. Ask us about solutions for some of your critical issues and needs.

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Business Insurance

Before issuing an insurance policy our experts help you identify and evaluate risks unique to your business. Our solutions are geared toward innovative coverage at an affordable price and exposure to risk which you are comfortable with.

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Individual Insurance

Ventris provides a full range of coverages for your personal needs. From the first time buyer, to the high valued homeowner, automobiles, and umbrellas, we will review quote and secure coverages for your needs.

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Industry News

The latest news that affects your employee benefits or your business in the world of insurance.
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Sales Development Representative

March 23, 2021

Are you looking for flexible work hours while attending school?  Find out about the Ventris internships with a 3 stage professional path as a Consultant. What you will doing: Working 15-20 hours…


2020 Annual Employer Survey Released

October 9, 2020

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2020 national survey included almost…


2021 Health Savings Account (HSA) Limits Released

May 22, 2020

The IRS has announced the 2021 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code. Annual Contribution LimitsFor calendar year 2021, the annual limit on…


Updated Model COBRA Notices

May 8, 2020

The General Notice and Election Notice Models Now Include Medicare Information On May 1, 2020, the U.S. Department of Labor issued new model notices that group health plans may use…


DOL Issues Q&A: Families First CoronaVirus Response Act

March 25, 2020

The paid leave provisions of the recently enacted Families First Coronavirus Response Act will go into effect April 1, 2020, according to Q&As released by the U.S. Department of Labor (DOL). Specifically, the…


House Passes Corona Virus Relief Bill

March 17, 2020

Senate Vote Expected This Week The U.S. House of Representatives passed the Families First Coronavirus Response Act on March 14, 2020, following negotiations with the White House. The U.S. Senate is expected…


COVID-19 Guidance from DOL and IRS issued

March 12, 2020

Many employers are dealing with employment related questions related to COVID-19 planning. The Department of Labor (DOL), Internal Revenue Service (IRS), and most health providers are providing update guidance. We’ve…


DOL Increased Penalties Employee Benefit Violations

January 17, 2020

The U.S. Department of Labor (DOL) has increased the penalties employers face under ERISA for group health plan reporting and disclosure failures. These new amounts apply to penalties assessed after…


ACA Reporting Relief Announced

December 3, 2019

The IRS has delayed the deadlines by which employers must furnish 2019 Forms 1095-C and 1095-B in early 2020. As a result: Employers with 50 or more full-time employees (including full-time equivalent employees) generally…


2019 Annual Employee Benefits Survey Released

October 2, 2019

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2019 national survey included almost…


IRS Confirms ACA Penalties Still Apply

September 18, 2019

Recently, the Internal Revenue Service released an information letter regarding the Affordable Care Act’s employer shared responsibility (pay or play) penalties. The information letter is intended to clarify the applicability of the…


Final Rule Announced for 2020: HRAs that Reimburse Individual Health Premiums

June 19, 2019

Change to Take Effect for 2020 Plan Years A new final rule lets all employers offer health reimbursement arrangements (HRAs) to pay for employees’ individual health insurance policy premiums, if certain conditions…


HSA Contribution Limits and Minimum Deductibles Released for 2020

The IRS has announced the 2020 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code. Annual Contribution Limitation For calendar year 2020, the annual limitation on…


Commercial Insurance CSR

May 23, 2019

Job Description As part of the Service Center team your overall responsibilities will be to ensure our customers receive timely and quality service. Your responsibilities are focused on reviewing and…


2018 Annual Employee Benefits Survey Released

October 5, 2018

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2018 survey included almost 2,160…


Reminder: PCORI Fees Due Soon

July 10, 2018

Employers that sponsor certain self-insured health plans—including some level funded funded  and pool plans, health reimbursement arrangements (HRAs) and health flexible spending arrangements (health FSAs)—are reminded that they are responsible for…


2019 HSA Limits and Cost Sharing Limits Released

May 29, 2018

IRS Releases 2019 HSA and HDHP Limits HSA Contribution Limits Announced for 2019 The Internal Revenue Service (IRS) has announced the 2019 inflation-adjusted amounts for Health Savings Accounts (HSAs) as…


Commercial Insurance Advisor

May 8, 2018

Job Description A Commercial Insurance Advisor identifies prospects for business from existing and prospective clients, and evaluates risk unique to each business.  Maintains a consistently strong and active new business…


2018 HSA Contribution Limit Re-established at $6,900

April 30, 2018

Contribution Limit for Individuals with HDHP Family Coverage Previously Set at $6,850 The Internal Revenue Service (IRS) has re-established $6,900 as the 2018 health savings account (HSA) contribution limit for…


2017 US Employee Benefits Study

April 19, 2018

This annual Met Life survey of employers and employees highlights the demographic shifts that are disrupting the workplace and redefining employees’ workplace expectations. The 2017 survey included over 2,500 interviews…


IRS Decreases 2018 HSA Contribution Limit Drops $50 for Family

March 7, 2018

The Internal Revenue Service (IRS) has announced that the 2018 annual limitation on health savings account (HSA) contributions by individuals with family coverage under a high deductible health plan (HDHP) is now $6,850….


IRS “Pay or Play” Penalty Letters Coming

November 16, 2017

Employers Will Have Opportunity to Respond Before Penalty Assessment The Internal Revenue Service (IRS) has announced that it will begin mailing employers letters informing them of their potential liability for…


Reminder: Second Transitional Reinsurance Program Payment Due Nov. 15

November 1, 2017

Final Payment Due for Contributing Entities That Opted for Two-Part Contribution The second transitional reinsurance contribution payment for the 2016 benefit year is due November 15, 2017 for issuers and certain self-insured group…


Compliance Alert – Increased Tax Savings for 2018

October 25, 2017

  The Internal Revenue Service (IRS) has announced a number of inflation-adjusted tax items for 2018, some of which remain unchanged.   *Flexbile Spending Accounts (FSAs)  The annual dollar limit on employee…


#metoo – Sexual harassment in the workplace…are you doing enough to protect your employees and your business?

October 19, 2017

  Before one of the largest sexual harassment scandals in history broke a few weeks ago (in terms of the number of women allegedly affected), there were names such as…


Workplace Wellness Planning and Resources

July 10, 2017

Engage your employees by creating a happy and healthy work environment. Join us to learn about some great resources available through Ventris on Wednesday, August 9th at 9:00 AM.


New Expiration Date for Health Insurance Exchange Notices is May 31, 2020

May 31, 2017

Model Notices Previously Set to Expire on May 31, 2017 The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) has extended the effective date of its model Health Insurance…



May 12, 2017

The 2017 Utah legislative session was a busy one, with over 500 bills being passed.  While only a few of these bills were employment-related, it’s important to know what was…


Updated Health Insurance Exchange Notice

February 20, 2017

Model Notices Previously Expired on February 28, 2017 The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) has extended the effective date of its model Health Insurance Exchange Notices…


New 2017 Form I-9 Compliance Tips

February 3, 2017

Form I-9 is used to verify the identity and employment authorization of all employees hired to work in the United States.  All U.S. employers must ensure proper completion of the…


Executive Order and the Affordable Care Act

January 26, 2017

ACA Requirements Remain In Effect Pending Further Guidance or Legislation President Trump has signed an executive order calling upon federal administrative agencies to minimize the economic burden of the Affordable…


New Expiration Date for Employer CHIP, COBRA General, and COBRA Election Notices is December 31, 2019

January 11, 2017

Model Notices Previously Expired on December 31, 2016 The U.S. Department of Labor (DOL) has extended the effective date of its model Employer CHIP Notice, General Notice of COBRA Rights,…


New Form I-9

January 4, 2017

Employers Must Use New Version by January 22, 2017 U.S. Citizenship and Immigration Services (USCIS) has released a new version of Form I-9, Employment Eligibility Verification. Background Federal law requires…


Preparing for Information Reporting

December 15, 2016

Information (1094/1095-C) reporting is used to determine compliance with the Affordable Care Act’s “individual mandate”. While the information reporting requirements are first effective for coverage offered in 2016, the initial…


HRAs Now Exempt From ACA Market Reforms for Small Employers

December 13, 2016

Law Generally Effective for Years After December 31, 2016 President Obama has signed into law the 21st Century Cures Act, which, among other things, allows small employers to offer new…


The Overtime Rule Has Been Blocked

November 24, 2016

Further Legal Developments Expected The U.S. Department of Justice, on behalf of the U.S. Department of Labor, has filed a notice to appeal the nationwide preliminary injunction previously granted against…


2016 Employer Benefits Survey Released

September 22, 2016

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2016 survey included almost 1,900…


Proposed Form 5500 Changes

July 26, 2016

On July 11, 2016, the Department of Labor (DOL) brought to light a long awaited promise – the Form 5500 is to be renovated and modernized, starting with the 2019…


Employers Receiving 2016 “Health Insurance Marketplace” Notices

July 1, 2016

If you are an employer that has received a notice titled, “health insurance marketplace” from Department of Health and Human Services don’t ignore it. Employer Receipt of “Health Insurance Marketplace”…


Free Compliance Seminar: Fair Labor Standards Act (FLSA)

June 7, 2016

Is your company at risk for wage and hour law violations or penalties?  Do you have questions about the upcoming FLSA changes imposed by the Department of Labor (DOL) effective…


Is your employee handbook up to date?

May 4, 2016

An employee handbook is an important document that all employers should have, regardless of size.  It is the one document that explains your workplace policies, as well as states your…


Employer Receipt of 2016 Marketplace Notices Expected This Spring

Marketplace Notices Include Information on Employee Premium Tax Credit Eligibility A final Notice of Benefit and Payment Parameters from the U.S. Department of Health and Human Services (HHS) provides clarification…


IRS Releases 2017 Health Savings Account Limits

May 1, 2016

HSA Contribution Limits and Minimum Deductibles Announced for 2017 The Internal Revenue Service (IRS) has announced the 2017 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal…


Sample Letter for Applicable Large Employers Sending Employees 1095-C

February 10, 2016

Communicating with your employees about form 1095-C can be simplified.  The attached sample letter includes: -Explanation of why the form is being received -Descriptions of why employees may be receiving…


Why you should use an offer of employment letter with new hires

February 5, 2016

  Once you’ve completed the long process of advertising for a new position within your organization, combing through dozens of resumes and conducting several rounds of interviews, the next important…


IRS Extends Due Dates for ACA Information Reporting

December 29, 2015

Employers subject to the Affordable Care Act’s 2015 information reporting requirements now have extra time to give forms to employees and to file them with the government. In Notice 2016-4,…


Cadillac/Excise Tax Delayed

December 21, 2015

  Today, President Obama signed legislation that will delay the Cadillac/excise tax for two more years until 2020.  Additionally the recent signed Omnibus bill suspends a “heath insurance tax” for insurers,…


Change in Small Employer Group Definition

October 2, 2015

On Oct. 1, 2015, the Protecting Affordable Coverage for Employees (PACE) Act was passed by both the House and the Senate and sent to the president to sign. This bill…


The Family and Medical Leave Act (FMLA)

August 12, 2015

When an employee or their family member experiences a serious health condition that requires the employee to take an extended amount of time off from work, they may qualify for…


2015 IRS Draft Forms for Large Employer and Minimum Essential Coverage Reporting Now Available

June 19, 2015

On June 17, 2015 the Internal Revenue Service (IRS) posted draft forms for 2015 reporting, due in January, 2016. The forms will be used to report health insurance coverage offered…


Employee or Independent Contractor?

May 13, 2015

Using an independent contractor (IC) is a good way for employers to save money when dealing with a specialized or one-time project. Taxes such as Social Security and Medicare, which…


New Utah Law Addresses Payment of Wages on Termination

April 20, 2015

A new law, effective May 11, 2015, addresses the methods by which an employer may pay an employee after the employer separates him or her from payroll. Background When an…


Form I-9 and the E-Verify Program

March 31, 2015

Did you know that in the State of Utah if you have more than 15 employees you are required to use the E-Verify program administered by the Department of Homeland…


New Utah Law Applies to Employers with 15 or More Employees

March 19, 2015

Sexual Orientation and Gender Identity to Be Prohibited Bases for Discrimination in Employment A new law, effective May 11, 2015, includes sexual orientation and gender identity as prohibited bases for…


Preparing for Large Employer Information Reporting

February 25, 2015

Because information reporting was voluntary for calendar year 2014, large employers are required to report health coverage information for the first time in early 2016 for calendar year 2015. Internal…


How much do you know about FLSA (Fair Labor Standard Act)?

February 18, 2015

The FLSA is administered by the Wage and Hour Division within the U.S. Department of Labor. It sets standards for the basic minimum wage and over-time pay. It also regulates…


A New Generation of Employees

January 30, 2015

There is a lot of information out there about the challenges that employers face as they approach hiring, motivating and retaining the generation of “Millennials” (individuals born between 1980 and…


Employer ACA Affordability Percentages Increasing for Applicable Employers

December 9, 2014

An employer-sponsored plan is affordable when the portion of the annual premium an employee pays for self-only coverage does not exceed 9.5% of his/her household income. Under the recent ACA…


New Guidance about Individual Mandate and the Affordability Exception

December 3, 2014

The “individual mandate” (also known as individual shared responsibility) generally requires every individual to have minimum essential health coverage for each month, qualify for an exemption, or make a payment…


Employers Subject to ACA Transitional Reinsurance Program Now Have Until December 5, 2014 to Submit Annual Enrollment Counts

November 19, 2014

CMS Announces Annual Enrollment & Contributions Submission Form Filing Extension The Centers for Medicare & Medicaid Services (CMS) has announced that the deadline for employers sponsoring certain self-insured plans (“contributing…


FAQs on Certain Employer Reimbursement Arrangements

November 12, 2014

The Department of Labor (DOL) confirmed that if an employer offers employees cash to reimburse the purchase of individual health insurance, such an arrangement will violate applicable rules under the…


Top five ACA questions and answers for employers to consider

June 12, 2014

Recently issued final rules provide important guidance for large employers who are subject to the shared responsibility (“pay or play”) requirements under Health Care Reform. These employers may be subject to a penalty…


Updated COBRA and CHIP Notices

June 10, 2014

Revised Notices Inform Individuals of Marketplace Coverage & Special Enrollment Rights The U.S. Department of Labor has updated its Model General Notice of COBRA Rights, Model COBRA Election Notice, and Model CHIP Notice to reflect…


Employer Reporting Rules Released

March 7, 2014

On March 5, 2014, the Department of Treasury and the Internal Revenue Service (IRS) released final rules on two provisions: reporting health insurance coverage by large employers, and reporting minimum…


Updated Employer Mandate Regulations Issued

February 13, 2014

Phasing in of the Employer Mandate by Employer Size Employers with 50 to 99 full-time employees will not face penalties for not offering coverage to full-time employees and their dependents…

READ MORE and Employers? November 13, 2013 Seminar

October 23, 2013

What employers need to know about or the federal marketplace? Do you and your employees have unanswered questions?  The mandatory requirement to send out the October 1, 2013 employee…


Large Employer Penalty Delayed for One Year

July 3, 2013

The U.S. Treasury Department has announced that it will delay enforcement of the “pay or play” requirements for one year. As a result, any penalties (also known as employer shared…


IMPORTANT ANNOUNCEMENT: OneDigital acquires Ventris, expanding employee benefits presence in the Utah Market.
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